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15 Python Tips : How to Write Code Effectively

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 Here are some Python tips to keep in mind that will help you write clean, efficient, and bug-free code.     Python Tips for Effective Coding 1. Code Readability and PEP 8  Always aim for clean and readable code by following PEP 8 guidelines.  Use meaningful variable names, avoid excessively long lines (stick to 79 characters), and organize imports properly. 2. Use List Comprehensions List comprehensions are concise and often faster than regular for-loops. Example: squares = [x**2 for x in range(10)] instead of creating an empty list and appending each square value. 3. Take Advantage of Python’s Built-in Libraries  Libraries like itertools, collections, math, and datetime provide powerful functions and data structures that can simplify your code.   For example, collections.Counter can quickly count elements in a list, and itertools.chain can flatten nested lists. 4. Use enumerate Instead of Range     When you need both the index and the value in a loop, enumerate is a more Pyth
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Payment Cards Complete List

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In this post, I have shared top payment cards, which are alternatives to money. The list is Credit, Debit, Fleet, Co-branded, Contactless cards.   Types of Plastic cards Many plastic cards are present to carry out financial transactions. The purpose is to buy items within the limit prescribed by banks to the cardholder. Two types of cards in this category are Magnetic-stripe and Chip cards. Credit cards In today's world, all banks issue credit cards with CHIP and PIN. After entering the PIN by the cardholder, the transaction kicks in for further processing. Types of Credit cards Security deposited cards: The cardholder should pay some front money to get this type of card. When the cardholder goes unpaid, then the card issuer pay from it. Credit Union Cards : The private Credit Union owners issue these cards. They usually charge less than what banks will. Pre-paid cards: They technically equal to Debit cards. They pre-loaded with a certain amount. You can use the cards until th
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What is Deferment in Card Payments to Read Today

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You are an employee and you are working for a company. You are unable to pay your credit card amount. So you have an option. What is Deferment?  It is a temporary suspension of the repayment of a debt. Most creditors will not offer a deferment unless a debtor’s circumstances prevent him from making payments for a temporary period of time. A debtor, therefore, may need to provide documentation of his circumstances or may need to attest to the truthfulness of the request. Credit Cards Credit card companies do not normally provide a deferment as an option. Instead, a debtor who is experiencing a financial hardship, such as unemployment or a decrease in income, may ask the creditor to agree to reduce payment amount. Many credit card companies offer hardship programs that result in a reduced interest rate and a reduced payment. This may be a short-term plan for one year or less or a long-term arrangement that results in the payoff of the debt within a specific number of years.
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