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Showing posts with the label merchant funding in voice auth

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14 Top Data Pipeline Key Terms Explained

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 Here are some key terms commonly used in data pipelines 1. Data Sources Definition: Points where data originates (e.g., databases, APIs, files, IoT devices). Examples: Relational databases (PostgreSQL, MySQL), APIs, cloud storage (S3), streaming data (Kafka), and on-premise systems. 2. Data Ingestion Definition: The process of importing or collecting raw data from various sources into a system for processing or storage. Methods: Batch ingestion, real-time/streaming ingestion. 3. Data Transformation Definition: Modifying, cleaning, or enriching data to make it usable for analysis or storage. Examples: Data cleaning (removing duplicates, fixing missing values). Data enrichment (joining with other data sources). ETL (Extract, Transform, Load). ELT (Extract, Load, Transform). 4. Data Storage Definition: Locations where data is stored after ingestion and transformation. Types: Data Lakes: Store raw, unstructured, or semi-structured data (e.g., S3, Azure Data Lake). Data Warehous...
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How does Marchant Initiate Voice Authentication When Card Not Present

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Voice transaction is a method to pay the bills for a merchant at POS. The scenario is when you visit a Retailer where you purchased for Rs1000. You forgot to carry a card (Card is not present) with you but you remember card details. Then you can ask the merchant to use Voice authentication for completing the payment. About Voice Authentication After you start the call, the first step is you need to enter the merchant id. Usually, your Call goes to Card Issuer. Then you need to select an option like you are doing a transaction for the Credit card. You need to enter your card number and expiry date. Select the option for Card present or Card not present. Enter the amount you need to pay. Then Card issuer's call center provides you a 6 digit approval code. You need to tell the approval code to the merchant, and the merchant also will get a message. Then the merchant completes the transaction using the Voice approval code. Notes:  Sometimes Merchant Service provider also faci...
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